Americans love using their credit cards, the most secure and hassle-free way to pay.

But DC politicians want to change that with the Durban Marshall Credit Card Bill.

This bill lets corporate megastores pick how your credit card is processed,

allowing them to use untested payment networks that jeopardize your data security and rewards.

Corporate megastores will make more money and you pay the price.

Tell Congress to Guard Your Card because Americans lose when politicians choose.

Learn more at guardyourcard.com.

Here's your money briefing for Wednesday, April 23rd.

I'm Mariana Aspuru for the Wall Street Journal.

Everyone has their little luxuries, the small splurges that just make you feel better,

like a sweet treat or a fresh haircut.

But in a time of economic uncertainty,

some of America's biggest spenders

are now streamlining their spending.

Not eating out as much anymore,

or even when you're grocery shopping,

cutting back on little treats,

like a pint of ice cream and things like that,

just anything where they can cut back in a way that feels okay.

You know, it's not a big sacrifice, but it definitely helps their wallet.

My colleague in Maria Alcantara wrote about where else young women are cutting costs.

We'll be back after the break.

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