Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money

coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you

that finances can be fun and easy. On the Deeper Than Money podcast, we will dive

into all things millennial finance, debt, saving mindset, and how to have financial freedom

to enjoy life in your 20s and 30s. I want you to leave this podcast with more confidence around

your Moolah and the belief that your biggest financial dreams

are possible for you.

So, let's talk money.

Hello and welcome back to the Deeper Than Money podcast.

It is the end of the month if you are watching this in real time, if you're listening to this in real time.

And I want to give you the best thing, the secret sauce to getting ahead with money and getting ahead with money for good,

regardless of external factors, getting ahead with money for good.

So today I'm going to tell you the secret sauce of what it is, what it is and what you need to be doing

that will put you in the top percentage of financially

successful people. This is what financially successful people do. And if you start adding this

process into your routine, it is going to be so impactful on you. Okay. And don't tune out because here's the thing. Here's the thing.

So often I hear people say that they budget or that they plan, but they actually don't. They're

like, no, I budget. I, you know, say we'll spend about 200 in groceries or, oh, we'll do this.

And then I'm like, okay, what do you actually spend per month? And they're like, I think about 200.

And then we dive in and look and they're spending $500, $600. So you just throwing out numbers and saying,

oh, yeah, I'll choose that number as a budget.

Doesn't actually impact you whatsoever.

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