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Frugal Friends Podcast

How to Stop Overspending in 2026 | 4 Steps to Go From Spender to Saver

Frugal Friends Podcast

Jen Smith & Jill Sirianni | Backyard Ventures

Home & Garden, Business, Leisure, Investing

4.81.1K Ratings

🗓️ 6 January 2026

⏱️ 57 minutes

🧾️ Download transcript

Summary

Your overspending may not be your fault. We don’t think it’s an inherent shortcoming or due to lack of self discipline and promise you it is within your power to fix it. In today’s episode, we’re walking you through the four steps you need to finally stop overspending, the same framework we teach in our book and use ourselves.


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Transcript

Click on a timestamp to play from that location

0:00.0

Ready to launch your business? Get started with the commerce platform made for entrepreneurs.

0:04.6

Shopify is specially designed to help you start, run and grow your business with easy, customizable themes that let you build your brand, marketing tools that get your products out there.

0:14.0

Integrated shipping solutions that actually save you time. From startups to scaleups, online, in person and on the go.

0:21.0

Shopify is made for entrepreneurs like you.

0:23.4

Sign up for your $1 a month trial at Shopify.com slash setup.

0:28.5

How to stop overspending in 2026.

0:32.0

Four steps to go from spender to saver.

0:39.2

Welcome to the Frugal Friends podcast, where you'll learn to save money, embrace simplicity,

0:45.7

and live a rich your life.

0:48.9

Here are your host, Jen and Jill.

0:55.7

Hot take, you overspending might not be your fault. We don't think it's a shortcoming or a lack of

1:05.0

self-discipline, but we do think that you have everything in your power to overcome it.

1:11.8

Today we're going to be walking you through the four steps to stop overspending.

1:16.6

The same framework we talk about in our book and what we personally use ourselves.

1:20.8

Because, spoiler, we all deal with the temptation to overspend and it never goes away.

1:27.4

Welcome, frugal friends.'m jenn i'm jill

1:30.4

and today is the first birthday of jill and i's baby by what you love without going broke isn't she

1:40.7

beautiful she came out a year ago today We kept her alive for a whole year.

1:47.4

She is still as beautiful as the day she was published, and she's only gotten prettier.

1:54.7

And today is a celebration, but we're not just going to celebrate and party. We're actually going to kind of

2:02.7

distill a bit of the framework that is in the book and maybe entice you to read it in the first

2:11.4

month of the new year. So also, happy new year. Yeah, I can't believe it's been a year. And it's been so fun. What a journey

...

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