Hey your money briefing listeners. This is J.R. Whelan.

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or you can send us an email to YMB at wsj.com. That's YMB at wsj.com. Now on to the show.

Here's your money briefing for Friday, November 10th. I'm J. R. Whelan for the Wall Street Journal.

Financial experts often talk about the importance of saving money, mainly to cover unforeseen expenses.

But some people are taking that a step further.

I call it an options fund in the piece other people might call it FU money for me

this is a bucket of money that I put aside in addition to my emergency savings

in addition to my retirement. It's like a third

fund that I've started to create for myself that basically allows me to get myself

out of any situation that I don't want to be in.

We'll talk to W.S. J.S. J.S. Jessica Chow, after the break. We've all felt left out and for people

We've all felt left out and for people who move to this country

that feeling lasts more than a moment.

We can change that. Learn how it belonging begins with us.org.

Brought to you by the Ad Council. To some people having more control over your work life means having enough money to tell

your boss goodbye and walk away.

Jessica Chow was a senior supervising producer with the Wall Street Journal.

She wrote about this topic and she joins me.

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