Hey friends, welcome back to episode 908 of the Money Girl podcast. I'm Laura Adams, an award-winning

author, spokesperson, a money speaker, founder of the Money Stack. That's my sub-stack newsletter.

And of course, host of Money Girl, we've had over 43 million downloads.

You can always connect with me and learn a lot more about my work at laura d.adams.com.

Today, I am very excited to be joined by a special guest and new friend, John Lanzah.

He creates engaging and educational products that help parents raise money-smart

kids. John wrote an award-winning book called The Art of Allowance, a short practical guide

to raising money-smart, money-empowered kids, which is for parents. And he's also written

excellent books for kids. John created the Art of Allowance podcast and

the Art of Allowance Project, a comprehensive financial education program for credit unions

nationwide. John's work has been featured in the Wall Street Journal, the New York Times,

NPR, and other media outlets. He's also a certified credit union financial counselor.

He writes a newsletter and speaks at conferences, workshops, and events. His mission is to empower

kids and families to achieve financial wellness and lead fulfilling lives. As you'll hear in

today's interview, John and I talk about impactful and

comfortable ways to talk to kids about money. Whether paying kids and allowance helps or hurts

them. Core concepts parents should teach their kids about money and when to do it. How to set up a

starter allowance that invites conversations. recommended kids' apps for managing money

wisely, the biggest mistakes parents make with kids' financial literacy. The only two pieces of

advice you really need for massive success and a lot more. So here's my interview with John Lanzah.

John, welcome to the Money Girl podcast. I'm so glad to have you.

Thank you, Laura. I'm excited to be here. I want to start out with you telling us a little bit

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