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The Rachel Cruze Show

How to Make a Budget That Actually Works for You

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.83.6K Ratings

🗓️ 6 January 2020

⏱️ 24 minutes

🧾️ Download transcript

Summary

A lot of people see a budget as something that limits your freedom—I know, because I used to be one of them. But once budgeting becomes part of your everyday life, it actually gives you permission to spend! A budget doesn’t limit your freedom—it gives you freedom. In this episode of The Rachel Cruze Show, you’ll learn: Three steps to make budgeting easier for you than it’s ever been How to get your spouse on board with budgeting with you How one couple learned to budget their inconsistent income, and how you can too Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance My Favorite Budgeting App Financial Peace University

Transcript

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0:00.0

I felt trapped like I had no say in where our money was going.

0:06.2

So when you started budgeting again,

0:07.8

did you feel the freedom come?

0:09.6

It's liberating to have this feeling of control.

0:12.8

A budget gives you permission to spend.

0:16.0

Because when you see where your money's going,

0:17.8

you change where your money's going.

0:20.0

Hey guys, welcome to another episode

0:21.7

of the Rachel Crucio podcast.

0:23.7

Always glad that you're here.

0:25.6

And I just can't believe it.

0:26.6

It is 2020.

0:28.6

And I don't know about you, but last year it went by so quickly,

0:32.8

probably because once then I had so many life changes,

0:35.4

but it flew by.

0:37.2

And I don't think I got everything done

0:38.6

that I wanted to last year.

0:39.8

So I want to start off 2020 with a bang with you guys

0:43.7

as we hit the ground running, talking about our money.

0:47.3

Now, if you're like most people,

0:48.6

you're trying to get your money in order.

0:50.5

So in this episode, we are going to go back to the basics.

...

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