If you have debt, you may be unsure whether it's better to use your extra cash to prepay

it, or to use that cash for investments.

While I'm a huge proponent of keeping low debt levels, saving for emergencies and growing

a nest egg for retirement is also important.

But with only so much money to go around, how do you know which to focus on first?

Stay with me to learn the pros and cons of prepaying debt or investing.

You'll learn how to prioritize your precious resources, achieve financial goals more efficiently,

and build well faster.

Hey everyone, and welcome back to Money Girl.

I'm really glad you're spending some time with me today.

And if you're a new listener, welcome.

My name is Laura Adams.

I'm an award-winning author and finance expert who's been bringing money tips and advice

weekly on this podcast since 2008, with over 40 million downloads.

I also work with select brands doing on-camera and writing work as a spokesperson, consumer

advocate, and PR consultant.

If your company is interested in collaborating for an upcoming campaign or ongoing marketing,

please reach out.

I'd love to talk to you.

Here on the show, you're going to hear me talk about a wide range of topics, like building

credit, dealing with debt, investing for retirement, owning real estate, paying taxes, having

the right insurance, money management strategies, being an entrepreneur, and lots more.

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