Mailchimp would like to talk to you about customers.

A customer is what happens when marketers fail to personalise their marketing,

grouping customers with very different behaviours into one tangled mess.

But with Mailchimp, marketers can use real-time behaviour data to personalise every email for every customer.

So get Mailchimp and turn your customers into customers.

Into it Mailchimp, the number one email marketing and automation brand.

Based on customer numbers, for verification email, advertising at Mailchimp.com.

Here's your money briefing from Monday, September 25th.

I'm JR Whalen for the Wall Street Journal.

Mortgage rates crossed 6% last year and have been above 7% for several weeks.

That's brought the housing market to a crawl with many buyers and sellers reluctant to make a move.

But an often overlooked loan feature would allow them to take advantage of lower rates

from years past.

It's the seller basically transferring their own mortgage to the buyer.

And when they do that, the buyer keeps the rate that the seller had.

So if it was 3% or 2.5%, they keep that.

We'll talk to Wall Street Journal reporter Ben Eisen after the break.

When you can't quite get the angle, take hands free selfies with the Samsung Galaxy Z Flip 5.

Stand it up, step back and your photos are auto synced to your Chromebook, ready to edit.

The new Samsung Galaxy Z Flip 5 and Chromebook, available on Vodafone.

Homeowners reluctant to move because current mortgage rates are much higher than when they bought their home

may be able to benefit from that lower rate after all.

...