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Wealthy Way

How to Do Your First Real Estate Deal in 2026 With No Money (Step-by-Step Guide)

Wealthy Way

Ryan Pineda

Business, Entrepreneurship

4.92.2K Ratings

🗓️ 22 January 2026

⏱️ 74 minutes

🧾️ Download transcript

Summary

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In this video, I walk you through exactly how to start investing in real estate, even if you're broke, by using creative financing, private money, and proven strategies that helped investors like myself and Brian Davila close hundreds of deals.⁣

The 7 Real Estate Tax Deductions Every Pro Uses - https://youtu.be/2-Icnm31xrs⁣
Everything You Should Know Before Filing Taxes (What’s Changed & What’s Next) - https://youtu.be/PSi4J00MKO4⁣
Trump’s New Tax Plan Could Eliminate Income Tax - https://youtu.be/ELaL-dup_yQ ⁣

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If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣

Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣

Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣
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CHAPTERS: ⁣
0:00 - How to Start in Real Estate with No Money⁣
1:03 - Our First Deals: Credit Cards and Partnerships⁣
5:56 - Raising Private Money and Gap Funding Explained⁣
14:00 - Flipping vs. Rentals: What's Working in 2026?⁣
30:45 - Why Wholesaling is the Best Strategy Right Now⁣
55:22 - Sales Mastery: Confidence, Volume, and Follow‑Up⁣
1:05:45 - Construction, Buyers, and Closing the Deal Right

Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/

Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.com

Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/

Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda’s private golf mastermind for high-level founders and dealmakers. www.mastermind19.com
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About Ryan Pineda:

Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue.

Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing.





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Transcript

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0:00.0

We're going to go over step by step how you can get started in real estate investing with no money.

0:05.0

And I don't care if you want to flip a house, do a wholesale, buy a rental property, Airbnb.

0:09.2

Everything we talk about today will help you get that first deal this year.

0:14.5

And today, I'm discussing this with Brian DeVilla.

0:17.5

Between the two of us, we've done over a thousand deals of all different types. And we're going to jump into how to win in today's market. Now, today, I mean, we've got higher interest rates, high prices, and everything else. So if somebody doesn't have much money right now, I mean, what's the first step? If someone doesn't have money first, they need to believe that it's actually possible because there's a lot of people that think it's like a scam and we're just trying to sell a course or whatever. So that's like

0:41.8

very, very, very first is believe that it's possible first. Yeah. After that, then you need to learn

0:48.6

you need money. It just doesn't have to be your money. Yeah. So my first real estate deal, if we want to get right into it, I bought a house and was put on

0:59.8

title without spending a dollar.

1:02.6

How did I do that?

1:03.8

I found an experienced real estate investor that already was flipping houses and was willing

1:09.8

to put up 100% of the capital, and then we

1:13.3

split the profits 50-50. That's how I did it. Yeah. But you did something different. Yeah, I mean,

1:20.1

for me, I got my first real estate deal by maxing on my credit cards. You know, I didn't know anybody

1:25.8

who had really done real estate deals. I didn't know really any other flippers. And I didn't know anyone with money. You know, I didn't know anybody who had really done real estate deals. I didn't know

1:28.2

really any other flippers. And I didn't know anyone with money. You know, my parents had gone through foreclosure. They didn't have money. And so I was like, well, the only way I know how to get money is to get credit cards. And so I maxed out or I applied for more credit cards, maxed them out and used about $50,000 between my wife's credit cards, my credit cards to buy

1:46.5

the very first deal. And we'll talk about, you know, structuring debt and all these things.

1:51.3

But I think the point that everyone needs to know, if they're going to buy a real estate deal

1:55.9

with no money, is that it's not that no money is required. Like, clearly, you don't just buy real estate for nothing.

2:03.4

You know, it has a value. You just got to go get the money from somewhere. And so I do like your

2:09.2

point as well, too, even before thinking about the money of like mindset, because to me,

2:13.4

I'm just like, well, duh, you can do this. But I do remember when I was just getting started,

2:18.7

you know, I would hear about things like wholesaling or, you know, people buying houses with no money. Like, I would see the headlines. I'd be like, it's a scam. Yeah. It's fake. That can't happen. Yeah. But to your point, you got to actually believe. Yeah. It's possible. You just won't even pursue it any further.

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