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The Personal Finance Podcast

How To Design Your Dream Life with Andy Hill

The Personal Finance Podcast

Andrew Giancola

Business, Investing, Entrepreneurship

4.71.4K Ratings

🗓️ 21 January 2026

⏱️ 42 minutes

🧾️ Download transcript

Summary

Join the Free Master Your Money Workshop Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew welcomes back Andy Hill to explore life after reaching Coast FIRE, revealing how to balance enjoying today with preparing for tomorrow, build a spending plan that doesn't sabotage your future, overcome the habit of over-saving, navigate the emotional side of reaching Coast FIRE, and design a life around a 3-day workweek while owning your time. Listen to The Business Show here. Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today! Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP Join the loyalty program for renters at joinbilt.com/PFP  Go to http://policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp   DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Connect with Andy:  Website  Marriage Kids and Money Podcast Facebook  Twitter Instagram  YouTube  Get Andy Hill’s Book HERE: Own Your Time Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Quite quickly after that, it fades, man. It's just a number. And so really, the goal, the win is an accumulation of incredible memories with people that you love. And we had that moment of like, what if we just went from full-time workers to part-time workers. Could we do that?

0:21.1

Could we afford that type of life?

0:23.7

I feel like this is our version of financial independence.

0:27.7

We have built up our wealth enough where we can own more of our time now

0:31.4

and we can choose work that we enjoy and do it because we want to do it,

0:37.2

not because we have and do it because we want to do it, not because we have to do it.

0:42.8

What's up, everybody, and welcome to the personal finance podcast. I'm your host,

0:51.5

Andrew, founder of Mastermoney.com. And today on the personal finance podcast,

0:55.9

we are joined by our guest, Andy Hill, to talk about life after Coastfire. If you guys have any

1:00.6

questions, make sure you join the Master Money newsletter by going to Mastermoney.com slash

1:05.2

newsletter. And don't forget to follow us on Spotify, Apple Podcast, YouTube, or whatever podcast

1:10.2

player, you love listening to

1:11.6

this podcast on it. If you want to help out the show, consider leaving a five-star rating

1:15.2

and review on Apple Podcasts, Spotify, or your favorite podcast player. And also give us the old

1:19.7

thumbs up on YouTube if you're watching on YouTube. Now, today we are talking about a topic

1:24.7

that most people dream about, but no one actually prepares for.

1:28.0

What happens after you hit Coe's fire? So last episode, we had a conversation with Andy Hill,

1:33.3

who is on this show today, really excited to have him on the show today about his journey to Coase

1:37.2

Fire. But today, we are looking at what does your life look like when your retirement is fully funded

1:42.5

and your money can grow on autopilot? When your job shifts from grinding more to not messing up the math. And how do you

1:49.7

use that freedom to actually own your time? My guest today knows this better than anyone else.

1:55.2

So Andy Hill is back on the show. One of our only three-time guests who have ever been on the show

...

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