10 Steps to Creating the Ultimate Retirement Plan
The Personal Finance Podcast
Andrew Giancola
4.7 • 1.4K Ratings
🗓️ 26 January 2026
⏱️ 61 minutes
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| 0:00.0 | On this episode of the Personal Finance Podcast, 10 steps to creating the ultimate retirement plan. |
| 0:11.0 | What's up, everybody, and welcome to the Personal Finance Podcast. I'm your host, Andrew, founder of mastermoney.com. |
| 0:23.1 | And today on the personal finance podcast, we're going to be going through 10 steps to create the ultimate retirement plan. |
| 0:30.0 | If you guys have any questions, make sure you join the Mastermoney newsletter by going to Mastermoney.com slash newsletter. |
| 0:37.1 | And don't forget to follow us on Apple Podcasts, Spotify, YouTube, or whatever podcast player, |
| 0:41.9 | you love listening to this podcast on it. |
| 0:44.2 | If you want to help out the show, consider leaving a five-star rating and review on Apple Podcasts, Spotify, |
| 0:49.8 | or your favorite podcast player. |
| 0:52.3 | Now today, we're going to be diving into the 10-step plan |
| 0:55.7 | to building out your retirement plan and understanding these steps that you need to take |
| 1:01.2 | in order to think about retirement are very important. See, what most people do is they wait |
| 1:06.0 | till five or 10 years before retirement, then they start to think about their retirement plan. But instead, |
| 1:11.2 | what I want you to do is even if you're in your 20s or 30s, I want you to start thinking about |
| 1:16.4 | this and planning for this right now. Most people wait too late, but as a wealth builder, |
| 1:22.0 | I don't want you waiting too late. So my goal with this episode is to give you the exact steps |
| 1:27.3 | that you need to take or exact steps that you need to take |
| 1:28.1 | or the things that you need to consider so that you can develop your own retirement plan. And I |
| 1:33.3 | want you to think through, well, am I the type of person who wants to retire really early or am I |
| 1:38.4 | someone who is trying to retire closer to a traditional retirement age? Now, income is going to be a |
| 1:43.2 | big factor there. Your career trajectory is going to be a big factor there. But also, how diligent you are with your |
| 1:49.5 | savings rate. So for those of you who don't know, your savings rate has some of the biggest |
| 1:53.9 | impact on how long you have to work. If you're looking to retire in your 40s and you are in |
... |
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