How to Build a Million-Dollar Portfolio Starting From Nothing | Graham Stephan
The School of Greatness
Lewis Howes
4.8 • 22K Ratings
🗓️ 8 May 2026
⏱️ 64 minutes
🧾️ Download transcript
Summary
Transcript
Click on a timestamp to play from that location
| 0:00.0 | What would you say are the three habits that you started to develop early on when |
| 0:10.5 | you didn't have a lot of money into becoming a millionaire? |
| 0:14.6 | Could you think back on three specific habits that supported you from going from $50,000 to $100,000 a year to breaking into the first |
| 0:23.4 | million? |
| 0:23.7 | Yeah, I would say definitely consistency. |
| 0:27.6 | I was relentless in just keeping the same habits over and over and over again. |
| 0:32.8 | I would then say it was the focus of just, I had one goal in mind of just like I'm going to do this one thing |
| 0:38.7 | and do really really really well that's all I wanted to do and I would also say saving money I mean |
| 0:45.0 | I lived really really really frugally you're obsessed about that probably too frugal I was too |
| 0:51.2 | frugal you were like every penny yeah I can't go out and have an extra sushi. I can't owe you that. Oh, not even. Like I wouldn't even do the sushi. It was probably unhealthy. I mean, looking back, like, I can't have regrets about it. But, I mean, it got to a point where I remember, I was talking about this yesterday, I was calculating the cost of gas to go and visit a friend. |
| 1:13.3 | And I determined how bad it is though. |
| 1:15.9 | Like the cost of gas was not worth the time I would be able to spend with his friend. |
| 1:20.8 | And like I did the analysis on that and thinking, well, if I'm only going to see for two |
| 1:26.1 | hours and it's going to cost me X amount. Like that Like, that's stupid. Like, I should not be looking at it like that, but that's how I was in the beginning. Where did that come from? Is that like a childhood learned behavior? Did you model that from somewhere? Where you just, like, why did you feel like you needed to be so obsessive about every penny and decisions of like driving to see a friend is it worth the money like when yeah um a lot of it i thought of like how much i would be making or the cost of like my time and then extrapolating from there like what my time is worth doing certain activities. There was also another point, I must have been like 15 years old, maybe 16 an age, just got my driver's license. |
| 2:08.6 | And I remembered like how far $20 could get you. |
| 2:12.6 | Right. |
| 2:13.6 | And I was like, okay, if I have $20 and that's my budget and that's what I'm spending, |
| 2:18.0 | I could put $10 in the gas tank. |
| 2:20.1 | I could, you know, spend $5 in a subway footlong sandwich. And that's like two meals to $2.50 per meal. And then I have another $5 left over for like mislain. Like I remember breaking it down to that degree. and then just from there, you know, taking that to, well, here's what a dollar could buy and just like appreciating that. |
| 2:39.1 | But then also going through, there was a time briefly, I think I think the job was like six weeks. |
| 2:44.1 | I worked at this gold precious metals bullion investment firm. |
| 2:49.4 | I did data entry because I thought I wanted to |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Lewis Howes, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Lewis Howes and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.

