Hello and welcome to The Upgrade, a podcast from the team at Lifehacker.com, where we help you improve your life one week at a time.

I'm Melissa Kirsch, editor-in-chief of Lifehacker. And I'm we help you improve your life one week at a time. I'm Melissa Kirsch,

editor-in-chief of Lifehacker. And I'm Andy Orne, an editor with Lifehacker. And this week we're

talking to Financial Wiz, Felix Salmon. I have so much money because I'm a whiz.

Felix is a senior editor at Fusion, which is sort of a sister or cousin site to life hacker. He used to be

a finance blogger for Reuters, and he's also the co-host of Slate's Money podcast. And most

importantly, he is in possession of a plummy English accent that makes him sound very smart. So

he's the perfect person to be imparting financial advice, or to play the villain in a Disney movie.

It's true. You can listen to me and say, oh, I must.

Don't trust that guy. He's got that accent which makes me want to believe him,

and you should believe me because I'm actually quite nice.

I'm the villain with a heart of golden. Would I lie to you?

I don't know. Let's find out.

You might.

It depends.

All right.

So Felix is here to talk to us about how to be less stupid about money.

Don't be stupid about money.

But a lot of people, they don't want to invest their time.

They don't want to look at the details of their paycheck and their credit cards and all that. They just want to, you know, sit down at the end of the day and figure out how to survive, right? You can either think too little about money or you can think too much about money, and most people are kind of doing both at the same time. They don't think

enough about the basic sensible things that you can do to just be sensible about life, and then instead

what they do is they lie awake at night worrying about debt collectors.

...