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Andrew Yang Podcast

How to Automate Your Finances the Right Way

Andrew Yang Podcast

Andrew Yang & Audacy

Society & Culture

4.83.2K Ratings

🗓️ 23 February 2026

⏱️ 36 minutes

🧾️ Download transcript

Summary

On this episode of the podcast, Andrew talks with Sam Lewis, CEO of Fruitful, about rethinking how Americans manage their money. They discuss why traditional financial advice often leaves people behind and how simple, automated systems can help reduce stress and build wealth over time. The conversation focuses on creating a practical, “set-it-and-forget-it” approach to personal finance that actually works for everyday people.

Have a question for Andrew? Drop it in the comments section below or send us a text or voice memo to mailbag@andrewyang.com!

Watch the full episode ⁠⁠here⁠⁠

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Transcript

Click on a timestamp to play from that location

0:00.0

This week on the Andrew Yang podcast.

0:04.0

Fundamentally, we're changing how people think and interact with their money.

0:08.0

What people are looking for is the ability to sleep better at night

0:12.0

and do everything else that should be taking their time.

0:16.0

Friends, family, their job, you shouldn't need to think about your money at every moment

0:20.0

because you can establish a system to make it a whole lot easier.

0:24.6

It is my pleasure to the very first time, the CEO of the brand new company Fruitful, Sam Lewis. Welcome, Sam. Thanks for having me, Andrew. Really excited to be here. Also, Sam is the father of a nine-month-old boy, so we were bonding over that, though it's been a minute since my kids were nine months old. We also have Mike Milstein in common,

0:55.2

so just so people understand how this conversation came about. One of Noble's best investors

1:01.6

and first investor is my friend Mike Milstein, who I've worked with and known for years and years.

1:14.3

And Mike wants to improve people's financial lives and has for also years and years and so I remember a few years ago he talked to me about the

1:19.7

company that then became fruitful and wow he managed to get some awesome CEO to step in.

1:29.0

And you come from a financial background.

1:33.0

You were at, I want to say, MasterCard,

1:34.9

one of like the big companies.

1:36.5

So what was, how did Mike entice you into this role?

1:42.0

Yeah, Michael's my partner and co-founder in doing this.

1:46.0

And what he brings is the backing of a bank that he's leading that gives us the infrastructure

1:54.0

and all the access to build the products we need to do.

1:56.0

Then be able to pair that with how do you build a startup and iteration engine to really solve this epidemic of people in America struggling with their finances day in, day out?

2:09.5

And being able to pair technology with the infrastructure of a bank to put the best thing forward for just what a person is looking for, which is,

2:18.3

how do I think and stress about my money less on a day-to-day basis?

2:21.3

And you can't do that with a very traditional offering.

...

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