This episode is brought to you by Oracle. AI may be important, but it needs a lot of processing speed, and that gets expensive fast.

Upgrade to the next generation of the AI needs. Do more and spend less like Uber 8 by 8 and Data

Brakes Mosaic. Take a free test drive at oracle.com

slash enhance.

Here's your money briefing for Thursday, January 4th. I'm J. R. Wayland for the Wall Street Journal.

So you need some extra money, maybe to pay off a debt or make a down payment, you could take

on a side job or apply for a loan with a bank.

Or you could tap into a resource a little closer to home, mom and dad.

First, make sure they're not going to overextend themselves by giving you money to fund whatever

financial goal you have.

And that's basically out of consideration for them.

Also, you want to have your own financial house in order

before you start asking for help.

We'll talk to Wall Street Journal Personal Finance reporter

Veronica Dagger about the right way to ask your parents for money. After the break. Courage. I learned it from my adoptive mom.

Hold my hand.

You hold my hand.

Learn about adopting a team from foster care at adoptUSKids.org.

You can't imagine the reward.

Brought to you by Adopt US Kids, the U.S. Department of Health and Human Services

and the Ad Council.

Thinking about hitting up mom and dad for some money,

...