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Lenovo.com slash yoga. Limited time only terms and conditions apply. Engineered to do it all. That's a laptop evolved with Intel Evo Platform. Here's your money briefing for Tuesday, December 5th. I'm J. R. Wayland for the Wall Street Journal.

People trying to manage their personal finances often go off track by applying an old set of rules.

A new book from the Wall Street Journal guides you through the new rules of money to help you reach your financial goals.

So often we have milestones set for us.

You graduate from college and you think, okay, I'm immediately supposed to set forth on this

path that my parents were on and my grandparents were on.

And I talk to a lot of people who don't even want those milestones.

They don't want to own a home right now, or they don't want to get married.

And setting your own milestones

then also allows you to reorder that path

and tailor it to your own experience.

We'll talk to Wall Street Journal Personal Finance

reporter Julia Carpenter Carpenter after the break

It's time to actually understand what's going on in finance and the economy.

Whether you're a seasoned investor or just getting started,

W.S.J's take on the week is here with straightforward analysis and insight.

The average retail investor investors portfolio is like half tech stocks.

It's kind of become Wall Street's recession play.

...