First, the bad news.

SAP Business AI won't generate amusing holiday cards.

But it will personalize career paths for your people

and let you know which suppliers are best,

so you can be ready for the next opportunity.

Revolutionary technology, real world results. That's SAP business AI.

Hey, your money briefing listeners. This is J.R. Whelan.

Here at YMB, we're all about bringing you important personal finance and career news to help you make

better decisions about your money, but we want to learn more about you. What kind of

financial stories would you like to hear on the show? If you're listening on

Spotify, look for our poll under the

episode description or you can send us an email to YMB at wsj.com. That's

YMB at wsj.com. That's YMB at WSL.com.

Now on to the show.

Here's your money briefing from Monday November 6th.

I'm J. R. Whelan for the Wall Street Journal.

The real estate world was rocked last week by a historic verdict against some realtors and

broke ridges regarding commissions and fees.

That's likely to change the math in the home buying equation.

There's likely to be some kind of what we call decoupling of the Sellers and the Buyers Agents Commission.

So that in some way the Seller is no longer going to, as a matter of course, offer to pay

the Buyers Agents Commission up front.

...