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The Rachel Cruze Show

How Talking About Money Can Actually Bring You Closer

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.83.6K Ratings

🗓️ 3 December 2025

⏱️ 24 minutes

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a free personalized plan.   On today’s episode, Niro Feliciano and I talk about how to navigate common money problems in your relationships. Let’s get into it!   Next Steps: 🎥 Watch my video Create a Calm-ish Holiday Season With These Simple Habits. 💵 Start your free budget today. Download the EveryDollar app! Learn more about Niro Feliciano.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

So today I have Nero Fliciano on the show,

0:05.0

and I'm so excited about this, you guys.

0:09.0

She was on with me a few months ago, and she's absolutely incredible.

0:13.0

She's a psychotherapist, and the way that she processes when it comes to relationships

0:19.0

and even anxiety, boundaries, all the things.

0:22.0

She just brings such incredible tactical wisdom to our lives.

0:25.9

And I love her personally.

0:27.3

So the fact that we got to sit down and have this conversation I was so excited about

0:30.7

because with her, I really wanted to dive into relationships and money.

0:34.7

And so we're going to talk all through friendships, kids and money,

0:37.9

spouses, all the above. So make sure to like, subscribe, and share this episode with a friend.

0:42.8

And here's our conversation. Welcome back. Thank you. Thanks for being back. And so last time

0:48.3

you were on, we talked about the holidays and all of that. But now I really want to dive in with

0:53.7

you during this time to talk about money and relationships

0:56.9

because, I mean, I'm not kidding, how many questions I get either via social media or on the

1:02.8

Ramsey show, so much around relationships and money.

1:06.2

And this could be adult kids talking about their parents, marriage, their own kids.

1:12.0

I mean, fiancés, you know, I mean, it's just all over the place, money is just this hot button topic for people.

1:19.6

And some people find it really hard to talk about anyways.

1:22.6

Okay, why, I think I have my reasons, which yours are probably way better from a, from a therapist standpoint, though.

1:28.9

But for a while is money, it seems like such a sore subject.

1:32.7

And maybe you can lump religion in there, sex in there too.

...

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