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Here's your money briefing for Thursday, November 7th. I'm J.R. Whalen for the Wall Street Journal.

The maximum amount that people are allowed to put in their 401k account per year

rises when they turn 50, that increases known as a catch-up contribution. Starting next year,

the IRS will raise that amount even more for workers when they enter their 60s. It was meant

to help older workers who didn't save early or save enough during their careers,

and that's often because they dip in and out of the workforce.

But in effect, it also just helps super savers.

We'll talk to Wall Street Journal, a personal finance reporter,

Ashley Ebling.

After the break.

Thank you. After the break. Using my Berkeley card forward credit card to pay for the stuff I need now could help build up my credit school for the day I need something bigger.

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