How Should I Choose a Retirement Option?

Ramsey Everyday Millionaires

Ramsey Network

Business, Careers, Investing

4.8 • 3.6K Ratings

🗓️ 28 November 2022

⏱️ 4 minutes

🔗️ Recording | iTunes | RSS

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Summary

Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, John Delony, George Kamel, & Kristina Ellis. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	You're listening to Ramsey everyday millionaires, where we talk retirement, building wealth,
0:10.5	and outrageous generosity.
0:14.0	David is with us.
0:15.0	David is in South Bend, Indiana.
0:17.0	Hi, David, how are you?
0:18.6	I'm doing great.
0:19.6	How are you and Rachel doing?
0:20.6	Better than we deserve.
0:22.0	What's up?
0:23.0	So, David, I just wanted to first thank you because of your teachings and we followed
0:28.3	it.
0:29.3	We'll be me and my wife and I will be entering Baby Step 4 for 2023.
0:33.6	Yay!
0:34.6	So, my question is, two small questions.
0:38.8	So, I'm not really good when it comes to the whole, you know, where to invest for my 401
0:44.4	tape plan.
0:45.4	So, previous employers I had only offered the pre-tax before.
0:51.2	So now I started a new employer in April and they have three options.
0:55.1	The pre-tax, a rough, and an after-tax.
0:58.3	So, my first question is, where should I put my 15% based on those three?
1:04.5	And then my second question is, since you still are paying on the house, how much percent
1:09.7	of our income should we put towards fund money?
	...

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