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WSJ Your Money Briefing

How Roth IRAs Became the Go-To Account for Young Investors

WSJ Your Money Briefing

The Wall Street Journal

News, Business News

3.81.6K Ratings

🗓️ 28 March 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

More 20- and 30-somethings are choosing Roth IRAs. WSJ reporter Ashlea Ebeling joins host Dalvin Brown to break down why these tax-friendly accounts are seeing a surge in popularity among younger savers—and what to know if you’re thinking about opening one before tax day. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Americans love using their credit cards, the most secure and hassle-free way to pay.

0:04.0

But DC politicians want to change that with the Durban Marshall Credit Card Bill.

0:08.0

This bill lets corporate megastores pick how your credit card is processed,

0:13.0

allowing them to use untested payment networks that jeopardize your data security and rewards.

0:18.0

Corporate megastores will make more money and you pay the price.

0:22.1

Tell Congress to guard your card because Americans lose when politicians choose. Learn more at

0:28.1

guard your card.com. Here's your money briefing for Friday, March 28. I'm Dalvin Brown for the

0:37.0

Wall Street Journal.

0:40.9

More young Americans are opening Roth IRAs, some before they've even tossed their graduation caps.

0:47.8

For 20-somethings, retirement savings have become something you might actually talk to your friends about.

0:53.8

The way I got the idea of this story, I was on a college campus at a theater production,

0:59.0

and yeah, one of my daughter's friends literally pulled out his phone and was showing off his Robin Hood account.

1:06.0

So what's fueling this trend and what should savers know before jumping in?

1:15.1

We'll talk to Wall Street Journal reporter Ashlea Ebbling after the break.

1:27.1

Hello blue skies. Hello moving onwards and upwards. Hello taking control. Hello Blue Skies.

1:29.9

Hello moving onwards and upwards.

1:32.4

Hello, taking control of your money.

1:35.1

Say hello to tax-free investing.

1:42.1

Open a stocks and shares, ICER, and act by the 5th of April to get 100 to 3,000 pounds cashback.

1:44.5

Cargreaves Lansdown, Hello Life. Register and add or transfer 3,000 pounds cashback. Carl Greaves lands down. Hello Life.

1:46.6

Register and add or transfer 10,000 pounds plus.

1:49.2

You may get back less than you invests, and tax benefits vary.

...

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