Americans love using their credit cards, the most secure and hassle-free way to pay.

But DC politicians want to change that with the Durban Marshall Credit Card Bill.

This bill lets corporate megastores pick how your credit card is processed,

allowing them to use untested payment networks that jeopardize your data security and rewards.

Corporate megastores will make more money and you pay the price. Tell

Congress to Guard Your Card because Americans lose when politicians choose. Learn more at

guard your card.com.

Here's your money briefing for Wednesday, January 29. I'm Adriana Aspudu for the Wall Street Journal.

To understand the home affordability problems across the country, try looking at 1139 Great Ridge

Parkway in Chapel Hill, North Carolina. I love this house. I had been looking in this neighborhood

since they first started building it.

That's Rachel Walker, and she currently owns the three-bedroom, Forest Green, Victorian-style home in Chapel Hill.

There's lots of bushes.

There are woods behind us.

So it's like a really pretty scene.

When you walk in the front door, you walk into really what we call our dining area,

and the floors here are beautiful. They're this natural wood, and there's some wains coating,

and the windows are really tall windows. Often in the summers, we're on the deck a lot. Our cats

come in and out, so they just have free rain.

The value of Rachel's home has increased more than $200,000 in the last five years,

without any major improvements.

And now they're planning to sell it.

...