Finances can be complicated, but they don't have to be.

I break down financial topics that may seem complex and overwhelming so you can start taking action on your financial goals.

I'm Ari Talby, and it all starts here on Personal Finance Redefined.

Welcome back to another episode of the podcast.

Today's episode is all about cash.

And real quick before I get into the episode, just want to thank everyone once again for the support.

It's been awesome so far.

Keep submitting those questions.

I love getting them.

That way I can really answer what it is

that you guys are looking for. But let's get to the episode. So today's episode all about how much

cash is too much cash. So cash is great and oftentimes seeing cash in your account can be one,

confirming, two, an ego boost. And for three, clients who have a high net worth but just enough in their account

to meet their emergency fund and so I have clients they receive a ton of comfort in knowing their

funds are not invested they have it in cash that's great I have clients who have great comfort

in seeing their high account balance and I have clients who have just enough in their account to meet their emergency fund.

Who do you think on average is the happiest?

Well, it's all different.

There's no right or wrong.

There's just your risk tolerance.

What I like to say is what good is investing if the stress keeps you up at night?

I'd argue not good at all, and it may make a whole lot of

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