How Do You Buy a House? With Mortgage Advisor Tyler Howe
Conversations with Cam
Cameron Oaks Rogers
4.7 • 1.5K Ratings
🗓️ 8 February 2023
⏱️ 66 minutes
🧾️ Download transcript
Summary
In this episode, I sit down with mortgage advisor and my old high school friend, Tyler Howe, to discuss the financial must-knows of the home buying process, the basics of mortgages and loans, how pre-approvals work, and much more. Tyler walks us through the steps of a hypothetical home buying situation from pre-approvals to closing and explains typical down-payment amounts, common red flags with realtors, and how taxes come into play. He also discusses what sellers look for in offers, how to use the market to your advantage as a buyer, and what you can do now to best position yourself for a loan and to successfully make mortgage payments.
Key Takeaway / Points:
- Catching up on our high school history, including when Tyler was my mom’s assistant
- Why the mortgage and home buying process is confusing and overwhelming for so many
- The basics of what a mortgage is
- Tyler walks us through a hypothetical home buying process and gives his advice on essential first steps
- The pre-approval process and the basics of getting a loan
- On typical mortgage down-payments and how mortgage insurance works
- How taxes come into play with home buying
- The value of reputation and referral for brokers and realtors
- Red flags to look out for with realtors
- What sellers look for in offers and homebuyers, including contingencies
- The hectic nature of the housing market right now
- What happens once an offer on a house is accepted, from attorney review to closing
- Why you want to invest in thorough inspections as a homebuyer
- How appraisals work and how they influence contracts
- How to use the market to your advantage as a buyer
- Tyler’s advice for best positioning yourself to get a loan and make mortgage payments
Order Athletic Greens and get a FREE 1 year supply Vitamin D AND 5 travel packs here: www.athleticgreens.com/fff
Shop Modern Age here and use code CAMERON20 to get 20% off your first treatment
Follow Tyler:
Instagram: @thowemortgage
Zillow: TylerHowe2
Follow me:
Instagram: @cameronoaksrogers
Website: freckledfoodie.com
TikTok: @cameronoaksrogers
Twitter: @freckledfoodie
Youtube: Cameron Rogers / Freckled Foodie
Pinterest: Freckled Foodie
Creative Lead: Amelie Yeager
Produced by Dear Media.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | The following podcast is a deer media production. |
| 0:03.0 | FFM buckle up and get out your notepad or the notes app on your phone because you are going to |
| 0:10.2 | want to take so many notes on this episode or during this episode. If there's like one episode that |
| 0:15.7 | I would say is a must listen, it's honestly this one because this is the stuff that we should be |
| 0:21.6 | taught in school and we're not. I don't know why, but we're not. So welcome to the master class |
| 0:27.6 | of Tyler Howe on how the heck you buy a house. Tyler is one of my closest friends from high school. |
| 0:33.4 | He is the most wonderful person and is a bad ass killing it at his job mortgage lender. |
| 0:42.9 | And he is someone who I have kept in contact with since school but reached out to recently. |
| 0:48.9 | I was like, Hey, Ty, we're thinking about buying a house like what do we even do? And he sent me the |
| 0:54.2 | longest document of things that we should do, the process, whatever. Like it was so educational |
| 0:59.2 | and I responded and was like, you got to come on my podcast because the people need this information. |
| 1:03.2 | So I love this episode. I love him so much. I want everyone who listens to this to go follow him |
| 1:09.0 | on Instagram. I want to blow up his social media. And also if you are looking to buy a house, |
| 1:14.3 | he is your guy. Like contact him help him. Like he even said, he is all about the hustle on the grind |
| 1:21.3 | and he is willing to help anyone. So send him a message. Also for context, this episode was recorded |
| 1:28.1 | before we bought the house that we're moving into. I know the timeline is a bit confusing. |
| 1:32.9 | I apologize. But to lay it all out there, we had put in the offer for the house that we're |
| 1:39.6 | moving into and had pulled the offer. So if you listen to that episode, we're moving to Jersey |
| 1:45.2 | baby or whatever it's called where I announce that we're moving, it gives context and a full |
| 1:49.6 | timeline of the process that we did because we did end up putting an offer in the house, |
| 1:54.0 | pulling it, and then reconfiguring some stuff with the builder and are now moving into it. |
| 1:59.3 | But this episode was recorded in like that middle window. So if you're confused, that is why we |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Cameron Oaks Rogers, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Cameron Oaks Rogers and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2025.