How Do I Protect Myself From My Husband’s Addiction?

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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 24 July 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by CHM, a biblically based alternative to health insurance.
0:06.3	Learn more at CHministries.org slash budget.
0:09.7	So my question for you guys today is, how do I manage my husband's finances?
0:15.0	He told me two weeks ago that he has a gambling addiction, and how do I protect myself?
0:20.6	Wow. Well, good on him for letting you know that this is going on and good on him for
0:26.2	understanding that this is the best route. So in the past, did he have full control over everything?
0:32.2	So is this completely new territory for you? So it is we both have separate separate bank account, and we've been together for 11
0:40.8	years. So I've been wanting to, like, merge our finances a bit more together, but he was very
0:47.3	reluctant. And now he has lost millions of dollars in the last 10 years.
0:55.3	Lost millions, is it he had millions and then he lost it?
0:59.6	So he has...
1:00.7	Or is he in debt because of this?
1:03.0	No.
1:03.5	So a bit of both.
1:05.6	He has an annual revenue of $1.3 million.
1:09.2	He's a specialist, so he makes good money. And I calculated he
1:15.1	owes about 1.1 million that I have to pay, or he has to pay in the next year or so in order
1:22.2	to make sure that we don't get into trouble. So he is in debt to it. Are they people or are they like reputable?
1:30.8	No. No. So it is past due taxes. Okay. Provisional taxes. A mortgage line of credit, which I
1:41.0	saw the house was paid and he hasn't paid the mortgage line of credit. And he also has the personal line of credit. which I thought the house was paid, and he hasn't paid the mortgage line of credit,
1:45.0	and it also has the personal line of credit.
1:47.7	So how much is tax?
	...

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