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The Ramsey Show Highlights

How Do I Control My Husband’s Spending (We Have Separate Finances)

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 25 July 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

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0:06.7

My husband is kind of, he's like a crazy spender, and I think I'm being lied to. I know we're

0:15.3

behind on a mortgage. It's just been tough. Oh, I'm so sorry, Michelle.

0:21.6

I know you're hurt and I know you're afraid to say the least.

0:26.4

And we're going to try to walk through this with you.

0:29.4

Do you all, by the way you set up the question, I'm guessing or wondering if you have separate finances.

0:38.0

So we have separate finances because it's a second marriage for both of us.

0:42.1

Okay.

0:42.7

And we've had a pre-nup since the beginning, which is fine.

0:47.7

On who made who sign it?

0:51.8

He made me sign it.

0:53.3

Okay.

0:54.1

But now I'm actually really thankful because he's this vendor.

0:59.2

And it's very, it's been scary because I just, I know the mortgage hasn't been paid

1:05.5

in months.

1:07.1

The home has a fair amount of equity, but I can't convince him to sell it because he thinks that he's a developer.

1:16.3

So he thinks the next thing is down, you know, around the corner.

1:21.0

And it just makes me nervous.

1:22.8

We have kids together.

1:25.2

They're in high school.

1:27.3

And like I said, I do have my own finances, but I have also let him

1:31.1

borrow quite a sum of money. And I just to the point from you or or in your name.

...

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