My Ex Owes Me $35,000, How Do I Get My Money Back?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 24 July 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.6	So basically, I dated a guy for a little under three years, and we just broke up.
0:13.0	I took out a debt consolidation loan for him, and I want to know what's the most ethical way to get him to pay me back faster than we originally planned.
0:26.6	It was originally a $35,000 loan.
0:30.2	I have really good credit.
0:31.5	So the interest rate was, it's at 11.49%.
0:35.7	It was much lower than his credit cards, his high interest credit cards.
0:41.1	So let me make sure I understand this.
0:42.6	You took this out in your name.
0:44.6	Correct.
0:45.9	And you guys just broke up.
0:48.3	Yeah.
0:48.9	And this isn't the first time I did this for him.
0:51.1	It's the second.
0:52.1	Both times I offered because I thought we were
0:54.3	going to get married. We were talking about rings and everything, so like emotions aside, like,
0:59.3	I just want to know how to move forward. How much does he owe you? On the loan that's left, it's about
1:06.7	$30,000. And I took that loan in October, so with interest, it's about $30,000. I took a loan in October so with interest it's about 30,000.
1:13.5	How has he been paying it before you broke up?
1:17.3	Is he just sending the money to you?
1:19.4	Yeah, yeah, minimums every month.
1:21.6	What's the minimum?
	...

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