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The Ramsey Show Highlights

How Do I Knock Some Sense Into My In-Laws?

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 13 April 2024

⏱️ 5 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today. Today's question, Jade,

0:07.9

comes from Isaac in Ohio. Yeah, he says my wife and I are recently married and found a house that we would

0:14.1

like to buy for $600,000. We earn about the same amount a year, $600,000 a year, and we have zero debt.

0:20.0

Good. My wife has over 200,000

0:22.3

sitting in a savings account, and I own a home that I bought before a marriage. I proposed,

0:28.1

she put down $150,000 of her savings for the down payment and put the house in her name.

0:34.5

She comes from a divorced household, so it's why I suggested putting the home in her

0:38.3

name. Her family thinks it should be the man's responsibility to pay for the house, and she

0:43.6

should not be putting down any money. I don't know what type of world these people live in, but it's not

0:48.7

the 1950s anymore. They don't seem to comprehend that I already own a house and can't just buy another one.

0:56.7

What can I say to knock some financial common sense into these people?

1:02.0

Isaac, I'm going to knock some financial sense into you, dude.

1:06.5

Listen, you're both wrong.

1:08.0

All of you are wrong.

1:10.5

Here's the thing. There's just a lot of I, me,

1:15.1

his, her, all these, this individual talk. And we're married, right? My wife and I are recently

1:22.6

married. And so I just think that the same way that you feel that her side of the family kind of has this outdated or erroneous way of thinking.

1:32.2

I honestly think, Isaac, you have a little bit of it too because you guys are very separate.

1:36.4

And I understand that you're in many ways trying to honor like some of her previous trauma and her previous pain with the divorce.

1:44.2

But I would think of that as even more reason to cling on to the fact that we're together.

1:50.0

I'm not going anywhere.

1:51.0

We're making this work.

...

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