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The Ramsey Show Highlights

How Do I Keep My Drug-Addict Brother From Getting Our Inheritance?

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 10 October 2025

⏱️ 7 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today. Today's question comes from

0:07.8

David in Massachusetts. My father suddenly passed away recently and did not make the will he always

0:13.4

planned to create. He owned five properties and only two have mortgages. He also owned a business

0:20.1

with a partner which brings in close to

0:22.6

one million in residuals annually. My mother is not in the picture, and I have an older brother who

0:28.2

has a substance abuse problem. My father did not inherit any money from his parents and built all

0:33.6

this from the ground up, so I want to honor him by making sure none of this goes to waste.

0:42.6

My brother will waste away his half of the inheritance on drugs if he gets access to it.

0:48.4

My name will be the only one on the death certificate, and our attorney will file for me to be the head of his estate.

0:53.8

Is there anything I can legally do to prevent my brother from getting a lump sum.

1:01.4

You need to seek legal counsel that really knows what they're doing.

1:02.4

No, I doubt it.

1:07.0

I think he's going to get his lump sum unless he's declared incompetent by the court,

1:08.6

unable to take care of his own affairs.

1:13.2

And just being stupid or doing drugs is not going to cause that to happen.

1:18.5

Stupid immature drug person is not going to, that's not incompetent by legal terms.

1:22.3

My mother's not in the picture.

1:24.4

She is now.

1:34.3

If they were married, or if they were married at the time of his death, she's very much in the picture, whether you want her to be or not.

1:42.2

So, again, we're not attorneys in Massachusetts, so you need legal advice in Massachusetts where you are.

1:45.5

And my suspicion is Massachusetts has some wicked crazy probate laws because there's some other stuff on the books

1:51.1

there this wild and so I wouldn't surprise me a bit but you need to find out

...

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