All right, Kevin's question is up next.

He says, I'm 28 years old and I'm inheriting 750K in three months.

Wow.

Should I buy a home in cash or just invest?

I currently have 35K in my Roth and a fully funded emergency fund.

Thanks.

And then I also said, saw that he put later in the chat, he lives in California and he's

renting right now.

So obviously real estate is a big, you know, conversation piece in a lot of the areas of California. So yeah, what do you think?

So Kevin, you're obviously in a very unique situation that you're about to have a large windfall of assets come

your way at a very young age. $750,000 is a lot of money.

And so the question of, okay, well, should I buy a house in cash or should I invest, it's

difficult to answer that specifically for you in your unique situation, but here's what

we can tell you.

When you buy a house before you decide how you're even going to pay for the house

Whether you're going to pay for cash or whether you're going to finance and one of the things you should do is you should go to money guy and check out our home buying checklist so before you make this decision you answer

these questions okay am I gonna be in this location do I feel confident I'll be in this

house from the next five to seven years.

If the answer to that question is no, then you might not even need to be entertaining

home ownership, whether you could pay cash or not.

Then you want to make sure, okay, do I have an appropriate down payment check and then if I do

finance will I be able to afford the more the monthly mortgage payment would that be

...