How Do I Get Caught Up On Retirement?

Ramsey Everyday Millionaires

Ramsey Network

Business, Careers, Investing

4.8 • 3.6K Ratings

🗓️ 11 June 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠(⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠ ) #PaidEndorsement 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠) 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠) 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠Investment Calculator⁠⁠⁠) 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠) Listen to more from Ramsey Network ⁠⁠⁠🎙️⁠⁠⁠⁠⁠⁠ The Ramsey Show⁠⁠⁠ 🧠⁠⁠⁠ The Dr. John Delony Show⁠⁠⁠ ⁠⁠⁠🍸⁠⁠⁠⁠⁠⁠ Smart Money Happy Hour⁠⁠⁠ ⁠⁠⁠💡⁠⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠ ⁠⁠⁠💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠ ⁠⁠⁠🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ ⁠⁠⁠📈⁠⁠⁠⁠⁠⁠ EntreLeadership⁠⁠⁠ ⁠⁠⁠💸⁠⁠⁠⁠⁠⁠ The Ramsey Show Highlights⁠⁠⁠ ⁠⁠⁠Learn more about your ad choices.⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

Transcript

Click on a timestamp to play from that location

0:00.0	This episode is brought to you by SmartVester.
0:08.0	Connect with an investing pro near you at Ramsey Solutions.com slash SmartVester.
0:13.5	We've got Becky in Louisville, Kentucky.
0:16.1	Becky, what's going on?
0:17.8	Hi.
0:18.4	I just have a question.
0:20.1	I am 47 and I was wondering how to get caught up on retirement with $47,000 worth of debt.
0:29.6	Ooh, okay, $47,000 worth of debt.
0:31.6	You're thinking about retirement.
0:32.6	Tell me your age again.
0:33.6	You said it really quickly.
0:34.6	Oh, sorry, 47.
0:35.6	You're $47,000 and $47,000 of debt.
0:39.0	Yeah.
0:39.4	Look at that.
0:40.4	Yeah, right.
0:42.1	Okay, so let's kind of unwind this a little bit.
0:44.8	What's your income?
0:45.8	Tell us a little bit about what you do.
0:47.9	I own a cleaning business.
0:50.4	It's just my husband and myself that do the cleaning.
0:53.4	And we make about $6,685 a month as after tax.
	...

Transcript will be available on the free plan in 21 days. Upgrade to see the full transcript now.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.