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Ramsey Everyday Millionaires

My Wife Doesn't Want Us To Invest In The Stock Market

Ramsey Everyday Millionaires

Ramsey Network

Business, Careers, Investing

4.83.6K Ratings

🗓️ 13 June 2025

⏱️ 6 minutes

🧾️ Download transcript

Summary

💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠   Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!   Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠(⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠ ) #PaidEndorsement   📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠)   🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠)   📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠Investment Calculator⁠⁠⁠)   🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠)   Listen to more from Ramsey Network ⁠⁠⁠🎙️⁠⁠⁠⁠⁠⁠ The Ramsey Show⁠⁠⁠  🧠⁠⁠⁠ The Dr. John Delony Show⁠⁠⁠ ⁠⁠⁠🍸⁠⁠⁠⁠⁠⁠ Smart Money Happy Hour⁠⁠⁠ ⁠⁠⁠💡⁠⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠ ⁠⁠⁠💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠ ⁠⁠⁠🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ ⁠⁠⁠📈⁠⁠⁠⁠⁠⁠ EntreLeadership⁠⁠⁠ ⁠⁠⁠💸⁠⁠⁠⁠⁠⁠ The Ramsey Show Highlights⁠⁠⁠   ⁠⁠⁠Learn more about your ad choices.⁠⁠⁠    ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

Transcript

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0:00.0

This episode is brought to you by SmartVestor.

0:07.9

Connect with an investing pro near you at Ramsey Solutions.com slash SmartVester.

0:13.8

Up next we have Brandon in Pittsburgh, Pennsylvania.

0:17.7

Hey, Brandon.

0:18.3

Welcome to the show.

0:19.6

Hey, thanks for taking my call. For sure. Thanks for calling

0:22.0

in. How can we help? Well, I've run into a bit of a speed bump here as far as my wife. We did the

0:29.8

baby steps. We were in over $200,000 in debt, knocked that out in a few years. And now it's time to put money away, 15% of my income into, you know, mutual funds.

0:43.8

And she's just wanting to park it in a high-yield savings account.

0:47.3

And because she says she's scared to lose it.

0:50.0

So I'm just kind of curious the best way to go about.

0:53.1

I mean, I've sat her down.

0:54.5

I've said, hey, it's over the long term that's going to run its course.

0:58.4

We're going to, you know, become millionaires.

1:00.6

And it doesn't seem to stick.

1:02.4

I've kind of run into a rut where we're just putting money into a high-yield savings account.

1:08.1

And, you know, 4% is good, but it's not 12.

1:10.8

Right.

1:11.3

It sounds like one of, it sounds like two things or one of two things.

1:14.7

A, something happened in the past, and she or someone she knows lost money in the stock

1:21.4

market, meaning they took money out when it was at its lowest point.

1:25.2

Or her dad?

...

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