Happy Monday. I'm Michael Kovnet, host of the Next Big Idea's sister podcast, The Next Big Idea Daily.

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Good morning. I'm your host, Michael Kovnet, and this is the next big idea daily.

Well, it's a big day in America. whatever your politics are, it's inauguration day,

and it's also Martin Luther King Jr. Day.

This rare overlap invites us to take stock of where we stand as a nation, particularly on

issues of racial equality.

And while progress has no doubt been made in some areas, one stark

indicator remains virtually unchanged, wealth. A typical black family in America holds just 15%

of the wealth of a typical white family. Shockingly, that gap has barely budged since the 1950s,

despite the civil rights movement and decades of activism.

So why does this disparity persist?

That's the focus of 15 cents on the dollar,

how Americans made the black-white wealth gap by Louise Story and Ebony Reed.

Louise is a prize-winning investigative journalist who spent more than 15 years at the New York

Times and the Wall Street Journal.

Ebony is the chief strategy officer at the Marshall Project and has reported for the

Cleveland Plain Dealer, the Detroit News, and other publications.

They also co-teach a class at the Yale School of Management called Race and Money in America.

And Ebony's going to share five of their key insights right after this quick break.

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