Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use her help.

That's right.

I'm Joel and I am Matt.

And we're from the how-to money podcast.

Our show is all about helping you make sense of your personal finances so you

can ditch your pesky credit card debt once and for all, make real progress on other crucial

financial goals that you've got, and just feel more in control of your money in general.

You know it. For money advice without the judgment and jargon, listen to How to Money on the

Iheart radio app, Apple Podcasts, or wherever you get your

podcasts.

Here we go.

Welcome.

It's our number three with the return of lame jokes of the week in Hour 3, the

original recipe podcast.

Don't forget, TV show, Benny versus the Penny, Peacock this weekend, streaming nationally and also on NBC Sports.

But here in hour number three, what do you make of continuing reporting that John

Gruden being called a hot name?

He's been canceled, but he's being called a hot name on coaching in the NFL in 2025.

Also, why did Eric Dickerson feel the need to clarify his Sequin Barkley comments?

And will the Cowboys bench Cooper Rush because of a contract bonus?

What is that all about?

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