Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use her help.

That's right.

I'm Joel and I am Matt.

And we're from the how-to money podcast.

Our show is all about helping you make sense of your personal finances so you

can ditch your pesky credit card debt once and for all, make real progress on other crucial

financial goals that you've got and just feel more in control of your money in general.

You know it. For money advice without the judgment and jargon, listen to How to Money on the

Iheart Radio app, Apple Podcast apple podcasts or wherever you get your

podcasts here we go welcome it's our number two the original recipe podcast you got to focus on this

tell a friend by the way that helps us out but here in our number two we talk about the coaching

carousel what is your calculation using Mallor Math on Mike McCarthy, the Dallas coach,

being connected to the Bears gig? Also, how do you process the NFL's social media teams

defending posting scores when their teams get their doors blown off on social media?

And what's your level of interest in the Pro Bowl rosters that were announced this week?

We'll talk about all that and more right now.

Seize the moment.

You're doing that right now.

It's our number two.

A whole lot of spitball.

And welcome in the beginning of yet another hour of the Ben Mallor show.

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