This is the Ramsey Call of the Day, part of the Ramsey Network.

George, what are you working on over there?

Well, here's the thing, John.

A lot of people have been worrying about inflation, incessantly.

It's America's biggest problem right now. Inflation's at about 7%.

Highest it's been in many, many years. And people are feeling the pinch. This is a real thing.

If you've been to the gas pump, you've been to the grocery store, you've been to Chipotle.

You're like, why is my chicken bowl now $10? I didn't even get the guac, John. I didn't get the guack. I would have been another $11.

This is insane.

And so I've been digging into just kind of helpful ways.

I like to call them hacks.

You hate the word hacks because they're not hacks.

It takes a little bit of work.

It takes a little bit of research, know-how, time, effort, energy.

So hacks just make me feel like it's easy, even though it's not.

That's a very millennial approach. I accept. That is where we stand. I accept. So I wanted to give the people out there some tips, especially around grocery shopping, because the stats are showing us,

people are spending, you know, it used to be $2.92 a month. Now it's $3.50 a month. Yeah.

On groceries. And so there's some ways that I've been living this way before it was cool.

I was the original hipster when it came to frugality.

And so there's a lot of ways people are overspending when it comes to groceries.

Eating out is a whole other thing, right?

When it comes to that.

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