I don't care how big your portfolio is. The decision of when you collect Social Security is going to be one of the most important decisions you make with your retirement. That being said, what happens to that Social Security benefit if you retire early? That's exactly what we're going to discuss today. Aaron, today we're talking about Social Security, and all of us more or less know that Social Security is going to be a core part of our income when

we retire. What we don't always know is what happens to that if we retire early. In other words,

do we have to keep working until 62 or 67 or 70 to maximize what we're doing? And that's what

we're going to talk about today. Yeah, I think, you know, looking at Social Security, it is the backbone for the vast

majority of people's retirements.

And I think one of the biggest questions you can ask yourself and answer correctly, hopefully,

is when should I claim?

And so many people want to step away from the workforce, maybe in their late 50s or their

early 60s.

And the earliest you can claim Social Security is 62.

There are some consequences with that.

Maybe good, maybe bad.

It really just depends on circumstance.

So with that, the earliest you can collect is 62.

Does that mean that I have to work until age 62 in order to maximize what I would get at age 62?

Absolutely not.

That's when most people are eligible.

I mean, if you have a disability, we have some exceptions here.

But if you claim early at 62, you receive a reduced benefit from what would otherwise

be your benefit at what the government considers full retirement age, which is generally

entering its way towards

67 right now for retirees in 2025.

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