If someone doesn't hit and dive deep on the business model, you end up with

we works of the world that raised way too much money, that brag about valuations and how much

they raise and they end up bankrupt three years later. So I'm asking these questions to try

to understand, is there a real business here? Or is it basically flooded with VC dollars? You're

losing money. And whoever loses money the longest, maybe wins a network in the long run.

It sounds like that's not the case with you, but that's why I ask these questions. You are listening to conversations with Nathan Latka, where I sit down and

interview the top SaaS founders, like Eric Wan from Zoom. If you'd like to subscribe, go to

gitlatka.com. We've published thousands of these interviews, and if you want to

sort through them quickly by revenue or churn, cack, valuation, or other metrics, the easiest way to do

that is to go to gitlatka.com and use our filtering tool. It's like a big Excel sheet for all

of these podcast interviews. Check it out right now at GitLatka.com.

Hey folks. My guest today is Madad Sharon. He's a CEO and founder of the award-winning retail finance SaaS network platform charge after. The first global network to provide a complete solution

to point-of-sale financing from multiple lenders. He has over 15 years of experience,

scaling global payments and SaaS businesses

with the people and customer first approach.

Medad, you ready to take us to the top?

Sure, sure.

All right.

15 years, man, you're an OG.

What was the first SaaS company you were working on?

I actually started in the mobile space

in the time that mobile was developing all the

...