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Financial Audit

He Needs To Divorce Her | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 14 July 2025

⏱️ 95 minutes

🧾️ Download transcript

Summary

You can go to my link https://aura.com/hammer to try 14 days for free. That’s enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I call the husband... and it gets *INSANE* Submit proof of purchase at https://hammerelite.com for reimbursement. *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join! Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 Go to https://www.ro.co/caleb to see if your insurance covers GLP-1s—for free. Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ *The best budgeting program online: https://calebhammer.com/budget Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula Everything you need for buying your first home to buy your first investment property: https://calebhammer.com/realestate/ Get your own free Hammer Financial Score: https://www.calebhammer.com *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium. Checking & Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups My socials: https://stan.store/calebhammer Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. You took out $1,000 and hid that from him? That's insane!

0:22.4

And you have no reaction because you're a pushover. earlier. Check us out on YouTube. You took out $1.000 and hid that from him? That's insane!

0:37.9

And you have no reaction because you're a pushover. You don't give a fuck about anything. I would have told him eventually. There you fucking go. You hear that? Fri. Years you hit it from him. What are your thoughts on this guy? I'd like you to participate at least 5%. It's looking like we need to do a change-up. Hammer Elite is the best YouTube membership on the platform, and I just upgraded it.

0:43.6

Three exclusive dedicated shows every single day, Monday through Friday.

0:47.2

And for the rest of the month, I am paying for you to sign up.

0:50.0

Sign up for Hammer Elite in the description or pin comment below and submit proof

0:53.2

and purchase at Hammer Elite.com.

0:55.4

After that, I'll send you a $10 digital gift card that can be spent basically anywhere and in most countries.

1:00.2

This is the best membership you'll ever join. That's a promise.

1:05.4

Hi, I'm Carrie. I'm 29. And I'm Carson. I'm also 29. And we're from Richmond, Virginia.

1:12.1

And this is Financial Aud audit. Carson, you sound a little West Virginia, not going to lie, but I do appreciate

1:18.4

you guys coming down here. Carrie, you're the one right in front of me. So let's start with you.

1:22.6

Yeah. What do you do for a living? So right now I work part-time for a nonprofit. We're a professional

1:29.0

association for those who are pharmacists or pharmacy technicians in the state of

1:33.0

Virginia. And then I also own my own pet services. Okay. Good. Please tell me that brings in money.

1:39.9

Yeah. Okay. What do we make from the part-time job? So it varies. Right now I'm definitely working part-time. Let's take average. Just average it out. Average it out. I would say at least at my lowest is $1,300, a paycheck, and I get paid twice a month. Okay. I mean, you're making more part-time than how do people make on the show full-time? Yeah, I make $25 an hour. So $2,600 a week? Is your take-home? A year? A month? Yes. Okay, very cool. Very cool. And then what do you bring in with the pet business? That also varies. I would say if I can just give you an annual number. Sure. So I would say right under 10 grand.

2:23.3

Right.

2:24.1

Yeah.

2:24.8

Well, anything helps.

2:27.0

It does help.

2:28.6

Okay.

2:28.9

At least 20% is going to probably have to go to tax.

...

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