$400,000+ Of LGBT Debt | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 16 July 2025

⏱️ 92 minutes

🔗️ Recording | iTunes | RSS

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Summary

*FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, IT GETS SO FREAKING WIERDDDD- we call his friend who made him come on the show, and the whole thing goes off the rails... Submit proof of purchase at https://hammerelite.com for reimbursement. *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join! Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5! 💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout: 👉 https://www.eightsleep.com/hammer The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today! Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay EDUCATION: Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ *The best budgeting program online: https://calebhammer.com/budget Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula Everything you need for buying your first home to buy your first investment property: https://calebhammer.com/realestate/ RESOURCES *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium. Checking & Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply ___________________________________________ *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.
0:05.3	Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly.
0:11.9	That's the Zendesk AI effect. Find out more at Zendesk.com.
0:15.1	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:18.5	You are in a situation where you have a strong income that
0:21.1	people would die for maybe they should work for it you're basically saying well you make a
0:26.4	lot of money you don't have problems you're not human I didn't suggest that it came across
0:30.3	that way but anyway moving on you are failing dramatically you refuse to listen to the
0:36.1	idea that I don't I don't get paid on a consistent schedule.
0:39.1	I love the moment he gets called on.
0:40.4	Excuse me.
0:41.4	I don't have self-discipline all the time.
0:43.2	I'm impulsive.
0:44.1	You are putting yourself in a dramatically dangerous position.
0:49.8	Hammer Elite is the best YouTube membership on the platform, and I just upgraded it.
0:55.5	Three exclusive dedicated shows every single day, Monday through Friday.
0:59.2	And for the rest of the month, I am paying for you to sign up.
1:01.9	Sign up for Hammer Elite in the description or pin comment below and submit proof
1:05.2	and purchase at Hammer Elite.com.
1:07.3	After that, I'll send you a $10 digital gift card that can be spent basically anywhere and in most countries.
1:12.1	This is the best membership you'll ever join in.
1:14.6	That's a promise.
	...

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