The next time they're out in a service-based industry, like a diner, food place, and the people

are serving you, take a look at what the people really look like now. They look like me.

That has changed dramatically in the last 15 years. People never went to bed dreaming of divorce,

sickness, job transfers that didn't work out. But it happens. And now you're 75 years old,

and you're working in a diner because you need the money. Because you didn't do anything to prepare yourself. You thought the government was going to take care of you. You thought the pension would be there. You relied on too many other people who weren't looking out for your best interest. You have to take sole responsibility for yourself. You're the CEO of yourself. And if you don't think that

way early in life, it can cost you tremendously. Welcome to the Rich Drummers Report where we

talk real estate, business, and wealth building, all while keeping it real. No fluff, no BS. I hope

that you enjoy the show. All right, guys, today I got someone who's doing big things in the lending space,

and he's got a diverse background.

He was the co-founder of Nixon watches.

They had a 70 million plus exit a few years back, and we're going to drop a lot of game.

I got my man Joel Crout in the building.

What's up, Joel?

Hey, Rich, thanks for having me in today.

It's a pleasure to be here.

Yeah, dude.

Appreciate you coming on, man.

And now you're the founder of bird.com.

And dude, you bought this freaking domain.

You had someone offer you a million dollars to buy bird.com from you?

It was really just unbelievable.

We're sitting around the office in 2018.

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