Welcome to the Jill On Money show. It's Wednesday, April 8th, and we're here talking to you about whatever is on your mind financially.

If you've got a question, all you need to do is go to our website, Jillonmoney.com.

In the upper right hand corner, there is a contact us button. When you click that

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weekly newsletter. It comes out on Fridays. Also, check out all of the other content that lives on the

website. It may be our blog or our other program called Money Watch or videos or resources, all

sorts of stuff that lives there. Okay, today we are talking to Carol, who joins us from the Midwest. Hello, Carol. What can we do

for you? Hello, Jill. And Mark, I have a question about whether I should do a Roth conversion

with my traditional IRA. To convert or not to convert. That is the question. Okay. So first of all,

tell us about yourself, Carol. Okay. I am 69 years old. I retired a couple years ago.

Oh, fairly good health. Great. One son, he's about, I think he's 25.

I like that you say, I think.

I think he's 25.

Yeah.

Is he launched?

He's launched, but he needs a little, sometimes a little help.

He's still figuring things out.

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