Hello, Wineab Brewers. My name is Jesse Meekam, and this is podcast number 404 for

Wineab, where we teach you four rules to help you stop living paycheck to paycheck, get out of debt and save more money.

I know there are some of you that maybe listen to the podcast and think to yourself,

well, wouldn't it be nice if everything worked for me the way Jesse describes it.

Wouldn't it be nice if my situation was a little more budget friendly?

Wouldn't it be nice if I wasn't on a tremendously variable income, you may be thinking.

And I'm here to tell you that if you are on a tremendously

variable income, then you need a budget tremendously. The idea that you don't need a budget or the budgets

don't work because income is just too all over the place it's just no that's not

the case at all.

So let me walk you through my thinking as it relates to wildly variable income.

And this is coming from a guy that had a wildly variable income

from 2006 until about 2011, 12.

And we did our thing for a while,

and then I cut our income in half again and yeah so we've had our you know we've had our income drama as it were and the budget still was ticking along just fine.

Yeah, here's how you think about it.

Number one, you never, ever, ever forecast your earnings.

You never say, well, I'm going to earn that commissioner, I'm going to close that deal,

or I'm going to get that money in two days, three days, four days in five hours.

You just only ever deal with money that you have on hand. That alone, that one change will save you a ton of heartache.

That one change, removing that variable of unknown income will make the variability problem much more manageable.

So do not, under any circumstances, say, well, I will earn this this income therefore I will budget it

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