Hey everyone, it's Rob B here with Rob D and you are listening to the Property Podcast. We're

halfway through the year. I'm going to look at what's happened. We're going to look at what the

future holds and hopefully we're going to get you motivated for the rest of the year. Let's go.

Welcome to the Property Podcast. Thank you for joining us. In case you don't know, we run a business

that buys over £100 million worth of property for our clients every year. You can find out about that at

Property Hub.net slash invest. In this episode, we're going to review the first half of 2025. How have

things gone? How will things go? And most importantly, how can you as an investor make the most of it?

We bring you a double helping of news this week, but they are related. The first one's for Property I,

and it's got a really catchy title, Rob, regulation blocking many prudent buyers from home ownership.

I'm sure they could get a little more clickbaity with that, but there is actually some

interesting stuff in this article. Yeah, I see one of the Sun's sub-editors are starting a new job

over at Property Industry. I, that's great stuff. So this story is saying, basically, it's basically

addressing the paradox that we've just had this whole era of extremely low interest rates,

yet you have very few people

becoming home buyers compared to what you'd normally expect. So money was cheaper, yet people

weren't becoming homeowners. What's going on? Well, they're saying basically that the rules that

were put in place after the last financial crash to stop it happening again have worked too well.

So basically throughout the whole

period when interest rates were next to nothing, they were stress testing against what all

will happen when they become much higher. Plus, they'd loan to income restrictions and all kinds

of other things that made it harder for people to become home buyers. And they reckon based on

their analysis that 3.5 million people who otherwise would have become first-time buyers have ended up

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