ASK484: Should I take out equity to buy more? PLUS: Is this an opportunity or should I walk away?

The Property Podcast

Rob Bence & Rob Dix

Investing, Education, Business News, News, Business

4.8 • 2K Ratings

🗓️ 8 July 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

We’re back for another round of listener questions, and this week we’ve got some tricky decisions... (0:47) Aaron’s based in London with £25k in savings and some equity in his home. He’s keen to start investing, eyeing the Midlands or North, but torn on whether to tap into his equity or stick with his savings. And when choosing where to buy, what’s more important: making sure you’ve absolutely nailed the right town, or picking the best street in whichever location you go for? (5:46) Long-time listener Josh has just offered on his second buy-to-let, but he’s worried. The building might fall under the Building Safety Act, he hasn’t seen an EWS1 form yet, and there’s something on the balcony that screams cladding or fire risk assessment. Should he run a mile or factor the risk into the price? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by leaving us a voicemail here Find out more about Property Hub Invest

Transcript

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0:00.0	Hi, I'm Rob.
0:03.3	And I'm Rob.
0:04.0	And this is Ask Rob and Rob.
0:06.0	Yes, it is Ask Rob and Rob.
0:09.0	Welcome to the show where we answer two of your property questions every week without fail.
0:13.0	And the reason this works is because you send in really interesting questions.
0:16.0	And Rob, the way to do that is so, so easy.
0:19.0	It's so easy whether you want to leave a voicemail, you want to leave a recording via your computer, or you
0:25.4	want to get in touch to maybe see yourself in the Sunday Times where we answer your questions
0:29.5	every week as well.
0:30.7	You can go to the one place.
0:32.3	It's property hub.net forward slash ask.
0:35.7	Go there, submit your question however you please and from that you may see
0:40.3	your question in the sunday times or hear yourself on the podcast which a lucky listener is about to do
0:47.1	hi rob and rob my name is Aaron I'm in my early 40s and I live in London I've been interested
0:53.1	in property investment for quite some time but I haven't yet taken the pl and I live in London. I've been interested in property investment for
0:54.2	quite some time, but I haven't yet taken the plunge. I've only recently discovered your
0:58.3	podcast but that has renewed my excitement to begin my journey, so thanks very much for all the
1:02.4	content. I'm still working through all the past episodes and have started taking some of the
1:06.0	courses, but I have some unknowns that are blocking me from getting started. My current position is that I have
1:12.0	decent equity in my primary residence. I have around 25K in available savings for investment.
1:18.6	I'm based on your insights. I'm considering locations such as Doncaster, St. Helens, Derby or maybe
	...

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