Getting Good With Money (For Real This Time) ft. Tiffany "The Budgetnista" Aliche
Yo Quiero Dinero
Jannese Torres
4.8 • 616 Ratings
🗓️ 13 April 2026
⏱️ 59 minutes
🧾️ Download transcript
Summary
She's back and she brought receipts!
Tiffany "The Budgetnista" Aliche is one of the most iconic voices in personal finance, and if you missed her first episode on YQD, it became the highest-watched episode in the show's history. Dead ass. So yeah, we had to bring her back. This time, Tiffany is opening up about EVERYTHING — from the $35,000 scam that left her broke and sleeping on her sister's couch, to building an eight-figure net worth, to why she's still learning how to stop giving her money away to people who didn't even ask for it. She also drops the full framework from her bestselling book Get Good With Money, now available in paperback, and why that book hits differently after everything she's been through personally. If you've ever felt like financial wellness was something that happened to other people, this episode is going to shift that for you.
WE GET INTO:
00:00 – Welcome Back, Budgetnista: Why This Episode Is Already a Classic
03:06 – From Stuffed Animals to Preschoolers to Millions: Little Tiffany's Origin Story
06:52 – Tiffany's Financial Fiasco: The $35K Scam (Meet Jake the Thief)
12:25 – Why Shame Has Zero Business Being in Personal Finance
13:20 – The Budgetnista Law: Making Financial Education Mandatory in NJ Schools
15:14 – The "Just Cut Back" Myth: What Getting Good With Money Actually Looks Like
17:09 – Your Budget Is a "Say Yes Plan" — And You Cannot Budget Your Way to Wealth
21:22 – Charging Your Worth: Why Women Leave Millions on the Table
24:35 – Wealth Guilt & Giving: When Generosity Becomes Self-Sabotage
33:08 – The 10 Pillars of Financial Wholeness: From Managing Money to Building Legacy
36:16 – Estate Planning Isn't Morbid — It's Love: What Tiffany Learned After Losing Her Husband
43:04 – Prenups, Partnerships & Building Wealth With the Right Person
49:06 – Dating After Loss: Why Financial Compatibility Is Non-Negotiable
52:38 – Get Good With Money Paperback: Why It Hits Even Harder Now
KEY TAKEAWAYS:
- Your budget isn't a restriction — it's your "say yes plan." It's there to keep you financially safe so you can say yes to the things that matter.
- You cannot budget your way to wealth. Learning to earn is the single most transformative financial move you can make.
- Debt freedom is a goal you can pick up along the way. It is NOT the finish line. Wealth is.
- The 10 pillars of financial wholeness: budgeting, savings, debt, credit, learning to earn (the foundational five) → investing, insurance, financial team, net worth, and estate planning (the growth and protection five).
- Wealth guilt is real — and giving money away before you've even asked if someone needs it is about you, not them.
- The right financial partner doesn't have to match your income. They have to know how to provide for someone who doesn't need it in the traditional sense.
- Estate planning is the ultimate act of love. Don't wait until it's too late.
RESOURCES:
CONNECT WITH TIFFANY:
TAKE THE NEXT STEP:
This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.
Hosted on Acast. See acast.com/privacy for more information.
Transcript
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| 0:00.0 | This week on Yo Quiro Dinoero. |
| 0:03.5 | I come off the budget, I don't think of a budget as a restriction plan. |
| 0:06.8 | So when I tell women about budgeting, I'm like, no, it is literally supposed to be a plan. |
| 0:12.2 | I call it your say yes plan. |
| 0:13.9 | Can you imagine if the world was like a matriarchy and we were in charge? |
| 0:18.9 | Like how different would things be? I think it's like it is the |
| 0:23.2 | most generous thing that you can do to like put yourself in a position where you have so |
| 0:28.9 | much overflow that you can have way more impact. You're listening to Joquiero Dinoero, a personal finance podcast for the modern Latina. |
| 0:41.2 | I'm your host, Janice Torres, award-winning Latina personal finance expert. |
| 0:46.0 | I didn't always have my financial shit together, but when I started looking for POC-friendly personal finance podcasts, I couldn't find any. |
| 0:53.6 | And so Yo Quiero Dino was born. |
| 0:55.4 | On this show, I'll show you how to make dinero, how to keep your Dinero, and most importantly, |
| 1:00.5 | how to make it grow. Each week, I'm connecting you with the most brilliant minds in the world of |
| 1:05.0 | money and business. So you can learn about investing, entrepreneurship, and building wealth. |
| 1:09.9 | The best part, I'm |
| 1:11.4 | dishing up all this knowledge with a sassy side of sason. So if you're ready to be |
| 1:16.4 | Poderosa with your Dinero, you've come to the right place. Let's dive in. |
| 1:21.2 | All right, my gente. Welcome back to Jo Kero Dinero. We have, I would say, no, this is actual |
| 1:27.0 | like factual information. When you have been |
| 1:29.6 | on the podcast, it's the highest watched episode like ever. No, dead ass. Okay? So we have the one and only, |
| 1:38.4 | Tiffany Aliche. You know her as the budgetista. She's back here to share with us an exciting |
| 1:43.9 | announcement about her |
... |
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