Frugal Holiday Hacks: Budget-Friendly Gift Ideas That Actually Wow!

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Entrepreneurship, Business

4.8 • 1.3K Ratings

🗓️ 25 November 2024

⏱️ 32 minutes

🔗️ Recording | iTunes | RSS

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Summary

Are you marking your calendars for Black Friday and Cyber Monday? So are we. It looks like shoppers are expected to spend more than ever this year — around $1,700 a person according to Deloitte. We thought it would be fun to bring our pals Jill Sirianni and Jen Smith, cohosts of the Frugal Friends podcast, and the new book: Buy What You Love Without Going Broke: Transform Your Spending and Get More of What Money Can’t Buy back on the show to answer all of your shopping questions. CHAPTERS: 00:00 Holiday Spending Trends and Impulse Control 06:14 Meaningful and Frugal Gift Ideas 10:12 Navigating Unexpected Costs and Community Support 16:02 Credit Card Use and Financial Boundaries TAKEAWAYS: Consider using last year's spending as a guide for this year's budget. Community support is crucial during unexpected financial hardships. Creative limitations can lead to better problem-solving and gift-giving. Don't rely on credit cards for holiday spending if you can't pay it off quickly. Thoughtful gifts can include experiences or personal items rather than material goods. Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Have a question for us? Write to us at [email protected]. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney. Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	You're listening to an Airwave Media podcast.
0:05.5	Her money is proudly sponsored by Edelman Financial Engines.
0:09.2	You saved for college, for a house, and for retirement.
0:12.5	And now that you're on your own, it's time to put yourself first.
0:17.3	Is your money buying you the life that you want?
0:20.3	If you're not sure, learn more by scheduling a complimentary wealth checkup today at plan eFE.com
0:27.3	slash her money.
0:32.5	Introducing the McDonald's gift drop.
0:34.4	Find a gift tag and enter a code on the app for daily offers and a chance to win.
0:38.3	You'll find them everywhere. On the telly? At the bus stop. Find the shops. Ends 19th of December,
0:44.7	app only. One entry per day. Codes restricted to one use per person. 18 plus UK only. Terms apply.
0:53.9	Hey everyone. I'm Gene Chatsky. Thank you so much for joining me today on Her Money. Are you
0:59.7	marking your calendars for Black Friday or Cyber Monday? They are coming up fast. And by the way,
1:07.9	so are we at Her Money. We are marking our calendars. Me personally, maybe for a little self-gifting, my work tote bag, which I splurged on literally 20 years ago and have been amortizing ever since it has had it. And there are several replacements that I have my eye on but I'm not the only one
1:29.7	doing a little shopping it looks like folks are expected to spend more than ever this year
1:35.6	around $1,700 per person that's according to research from Deloitte so we thought it might be fun
1:43.8	to bring our pals Jill Siriani and Jen Smith,
1:48.1	co-hosts of the Frugal Friends podcast, back on the show to answer some of your shopping questions.
1:55.7	We had Jill and Jen on the show back in March of last year talking about how to have money
2:00.7	conversations with your friends. We'll link to that in the show back in March of last year talking about how to have money conversations with
2:02.0	your friends. We'll link to that in the show notes. And they've got a new book called Buy What You Love
2:09.6	Without Going Broke, Transform Your Spending and Get More of What Money Can't buy. Love that title.
	...

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