Hello, Weinabbers. My name is Jesse Meekam, and this is podcast number 536 for Weinab,

where we teach you four rules to help you stop paying attention to paycheck, get out

of debt, and save more money. I received a question. I don't know if you all know this

because I don't really talk about it very much, but you can send in a question to ask

Jesse at youneedabudget.com, and I'll probably answer it. Here, I might even make a whole

episode out of just that one question because our episode is short. So here we go. A question

I received. It was basically along the lines of dear Jesse, I've paid off debt, built

the savings and emergency fund. Now what? Should I invest in the stock market? Interesting

that they said built the savings and emergency fund. So I don't know if the savings are

kind of rule two type savings, like I'm saving up for a new car, I'm saving up for a new

roof, saving up for a vacation, but the emergency fund is, that's great news. No more debt.

That's fantastic. Where to invest. I don't know how old this person is, and I don't give

investment advice. I can't specifically tell you what funds I think you should invest

in or things like that. But if your debts paid off and maybe you just have a home mortgage

left, I would definitely start building up that nest egg. I would definitely start focusing

on building wealth. And you can build wealth in a few ways. You can build wealth by having

less debt or you can build wealth by having more assets. And those two are not mutually

exclusive. So you can sit with a home mortgage for quite a while, which is debt, and be building

it up a whole lot of assets over time and become wealthy or so. Now I personally started

on the investment thing very early, like in my 20s, avoided debt. So I never had to

do the get out of debt thing at all. But then when the home mortgage is started popping

up the one and then we paid that off and then the other and finally paid that off, the

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