Four Common Traits of People Who Aren't Stressed About Money
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 8 February 2021
⏱️ 6 minutes
🧾️ Download transcript
Summary
Jesse identifies four common traits in people who don't stress about money.
- They have a cadence for checking their money. These people regularly check-in with their budget and watch their money. It's not a panicky, reactionary review but a planned part of their week or month.
- They have regular conversations with themselves and/or significant others about money. These conversations are not highly charged, hostile engagements, but calm, rational discussions about what is going on day-to-day. Often these conversations aren't about money per se, but rather the things that the money is going towards. In that sense, the conversations are more about whether or not spending is happening in accordance with their values and goals.
- They have clarity about their priorities, values, and goals. They give their money a job, and know why they are spending.
- They have plenty of cash on hand.
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Transcript
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| 0:00.0 | Hello, my name is Jesse Minkum, and this is podcast number 466 for YNAB, where we teach |
| 0:09.7 | you four rules to help you stop if you paycheck to paycheck, get out of debt and save more |
| 0:14.0 | money. |
| 0:15.0 | This podcast will be shorter than seven minutes because I just recorded it and had not |
| 0:20.0 | hit record on my audio. |
| 0:22.0 | Here we go, round two. |
| 0:23.0 | All right. |
| 0:24.0 | I wanted to talk about, I felt like I had a gem for you all, and now you're getting |
| 0:30.8 | round two. |
| 0:31.8 | Maybe that was a rough draft, and you're getting final polish edition. |
| 0:34.1 | Here we go. |
| 0:35.1 | Okay. |
| 0:36.1 | So, first of all, I wanted to address stress, and there is a group of people that make what |
| 0:43.3 | you make money-wise that are not stressed. |
| 0:46.2 | And you all know, if you're listening to this podcast, I'm not talking about people that |
| 0:50.0 | are in dire straits that actually manage their money far better than I do or than you |
| 0:54.7 | do. |
| 0:55.7 | We're not talking about that group of people. |
| 0:57.3 | That is a whole other issue, but there is a whole millions and millions and millions |
| 1:01.8 | of people that make plenty of money and should not feel stressed. |
| 1:07.5 | If that's you, then I'm talking to you. |
| 1:10.5 | So, back to you. |
... |
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