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The Rachel Cruze Show

Fool-Proof Ways to Get Your Spending In Check

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.83.6K Ratings

🗓️ 8 July 2024

⏱️ 23 minutes

🧾️ Download transcript

Summary

💵 Start your free budget today. Download the EveryDollar app! From costly marketing gimmicks and unnecessary impulse buys to hidden budgeting mistakes—in this episode, I'll share smart "spaving" tips, effective budgeting advice, and what's truly worth your money. In This Episode: · Does Spending Money to Save Money Actually Work? · Why Do We Buy Things We Don’t Need? · 4 Ways You’re Ruining Your Budget (Without Realizing It) Next Steps · 🎥 Watch my video where I reveal the money trap I fell into and share ways to avoid it. · 🛍️ Check out my video on the 7 things I won’t be buying this year. · 💵 Go to my video about 5 lessons I’ve learned from budgeting. · 💸 Learn to win with money by enrolling in Financial Peace University. Offers From Today's Sponsors · 🏥 Learn more about Christian Healthcare Ministries. · 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription. Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Spaving is a very new buzzword and what that just basically means is

0:10.3

spending to save but let's talk about which versions of saving

0:14.3

are actually helpful, and which ones are just

0:16.8

trying to get you to spend more money on things

0:18.8

that you don't really need.

0:21.6

Hey, you guys, welcome to this episode of the Rachel Cruise Show podcast I'm so glad that you're here.

0:28.0

So in this episode I'm going to chat about why we buy things that we think we're going to use, but we don't always.

0:34.4

And then we'll go through ways that you might be ruining your budget.

0:38.0

But first, let's talk through whether spending to save actually works.

0:42.8

Take a listen.

0:44.2

So at this point, I feel like the majority

0:46.2

of my content starts with, there's a new trending word

0:49.4

on social media, but hey, that's the nature

0:52.3

of the internet these days.

0:53.5

You know, we're just all trying to keep up.

0:55.2

Keep up with Gen Z, but the term,

0:57.1

spaving is a very new buzzword.

1:00.8

And what that just basically means is spending to save.

1:03.8

So if you're not familiar with this concept,

1:06.0

it's not necessarily a bad thing.

1:07.6

But if you are familiar, then you know

1:09.6

this is the classic marketing tactic that, again,

...

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